Cancer Not Covered by Most Health Insurances, Cancer Insurance to the Rescue

There are 1.2 million Americans diagnosed with cancer every year. (46) The cost of cancer diagnostics, operation or removal and cancer treatment are overwhelming to the victim and to their families as well. I should know, several of my family members have died from cancer over the last 13 years. Getting cancer insurance can help ease these financial burdens and give peace of mind to you and your family.

What many people don’t realize is most regular health insurance policies do not cover cancer treatment. (47)Some treatments are very expensive. Expenses for cost of travel to a cancer treatment facility are not also covered by health insurance policies.

My friend’s wife had cancer and thank God she survived. During the treatment, they had to coordinate transportation from friends to a get her to her daily treatments. This caused a lot of stress on my friend. (48) I pay about $88 bucks a month. It would have been cheaper $47, but I got the kind that returns all of my premiums to me after 25 years minus any money that has been paid out on claims. (49) I am still amazed at how robust the plan is. It has a rider that pays $350 per pay to me if any of us need radiation or chemo therapy. This would cover me for missed work or transportation costs or to hire friends to help in any way I need.

(50) The coverage for this type of insurance may comprise of: Treatments while being an in-patient as well as being an out-patient. This includes radiation, chemotherapy, medications, etc; Transportation and living expense if cancer treatment is made out of town. Payment of traveling expenses for specialists may also be part of the coverage; Ambulance or air ambulance service when needed by the victim; Full-time nursing care and facility when treatment is made away from the victim’s residence; Reconstruction and prosthesis may be part of the insurance plan; Special diagnostic tests needed to determine type of cancer may be covered by the plan.

A.Most health insurance policies do not cover this “specified disease” or “dreaded disease”.

B. The price of such insurance may surprise you

C. Although some policies include a few cancer diagnostic tests or minimal treatment, they not cover the whole gamut of cancer treatment.

D. After that experience about 3 years ago, I bought a cancer insurance policy that covers my family.

E. Cancer insurance is a supplement to health insurance assuring that treatment and incidental expenses are covered should such illness arise.

F. So, if I don’t have a claim, I get all of my premiums back

正確答案:ACDFE

報考條件：綜合類，理工類，衛生類考試原則上沒有嚴格的界限。職稱英語考試報名可在單位報，評職稱與戶口無關，主要看你的工作單位，所以你可以直接咨詢單位的人事部門，如果他們說可以就行，每個省規定不大一樣。【查看詳情】

報考選擇：職稱英語報考科目|級別選擇|報名條件及相關問題解答

免考規定：取得外語(從事翻譯工作人員及外語教師第二外語)專業專科及以上學歷的人員申報中、高級職稱評審……。【查看詳情】

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