Health Insurance

Most Americans are responsible for their own medical costs. These can be extremely high if a person gets very (51)or has an accident. So people buy a health insurance plan to make sure these costs will be (52).

Most American colleges and universities have (53)health centers. There may even be a teaching hospital that can treat more serious (54).

Some medical services may be included in the cost of attending a school. But health insurance is usually needed for extra services. (55) most full-time college students must have insurance.

Students may already be protected under their family’s health plan. If not, many colleges offer (56)own plans.

The University of Michigan will be our example. Students pay a health service fee. Then there is no extra charge when they are treated for minor (57)problems at the University Health Center. But the school wants students to have health insurance to pay (58)other services.

The insurance plan (59)by the university costs about one thousand seven hundred dollars a year. Such health insurance (60)generally pay for hospital services, emergency room care and visits to doctors. They (61)do not pay for care of the teeth. And they usually do not pay for treatment of medical conditions that existed (62)the student arrived at school.

International students at the University of Michigan have two (63). They can buy the university health plan. Or they can (64)private insurance that is approved by the university.

The school also offers a special International Student Insurance Plan. This pays for most of the services offered (65)the University Health Center that are not included in the health service fee.

51.A.rich B.poor C.sick D.old

52.A.laid B.paid C.made D.said

53.A.family B.woman C.man D.student

54.A.services B.problems C.needs D.solutions

55.A.So B.But C.Yet D.Though

56.A.our B.its C.his D.their

57.A.personal B.medical C.learning D.travel

58.A.at B.on C.for D.in

59.A.taken B.taught C.offered D.accepted

60.A.dollars B.centers C.plans D.schools

61.A.usually B.luckily C.suddenly D.carelessly

62.A.after B.if C.before D.since

63.A.choices B.conditions C.terms D.cases

64.A.have B.reject C.invest D.borrow

65.A.on B.for C.to D.by

答案：CBDBA DBCCC ACAAD

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